Rainy season is here and with it comes a higher risk of being infected with dengue, which is mainly transmitted by a mosquito called Aedesaegypti and is common in many tropical countries like the Philippines. In 2019, the Department of Health (DOH) declared a national dengue epidemic when the recorded cases from January to July 2019 reached 146,062.
According to the World Health Organization (WHO), dengue is a viral infection
causing a severe flu-like illness and sometimes even a potentially lethal
complication. This complication may cause plasma leaking that may lead to shock
or respiratory distress from fluid accumulation, severe bleeding, and even
severe organ impairment and death.
Here are some tips on how you can protect
yourself and your loved ones from getting infected with dengue, according to
the Department of Health:
Keep your house mosquito-free. Try
to prevent the breeding of Aedes mosquitoes in your home. They usually breed in
ponds, puddles, and stagnant water in soda cans, bottles, or any water-filled
container. Cover your water containers and make sure to get rid of stagnant
water on a daily basis. Also, throw your trash regularly. Aside from that,
consider having your house fogged for mosquitoes to prevent a dengue outbreak.
Protect yourself from mosquito bites.
To protect yourself from mosquito bites, wear pants and tops with long sleeves
to cover your arms and legs. Experts also advise to use insect repellant
containing 20-30% DEET (N,N-Diethyl-m-toluamide) or 20% picaridin.
Seek early medical consultation. Watch
out for warning signs of denguelike nausea, vomiting, rashes, ache or pain
typically behind the eyes, and muscle, joint, or bone pain.If you suspect that you have dengue fever, consult a doctor
immediately. In the event that you’re diagnosed, be sure to follow your
doctor’s recommendations to prevent further complications.
Treating dengue may come at a hefty
price. A dengue test alone can cost you up toPHP3,000. Once diagnosed, the
average medical cost of one-week confinement is at least PHP20,000 in public hospitals
and PHP40,000 in private hospitals. For severe cases, which may require
treatments beyond one week, hospitalization and medicines may reach up to
PHP800,000. To help you be prepared if diagnosed with unexpected illnesses like
dengue and its complications, AXA Philippines, one of the country’s leading
insurance providers, offers its new health insurance product, Health Care
Access, a comprehensive and affordable health care solution for one’s
hospitalization and medical needs.
It
comes in two plan types: Health Care Access Prime and Health Care Access Lite.
Health Care Access Prime provides comprehensive coverage of up to PHP 5,000,000 annually and is ideal for those who have no HMO like entrepreneurs, freelancers, and consultants. Health Care Access Prime offers inpatient, outpatient, and emergency care treatment up to the plan’s Annual Benefit Limit (ABL). Health Care Access Prime also offers preventive care benefits and life and accident insurance up to PHP500,000. Moreover, customers can include an optical care benefit to the plan by paying a small additional annual premium.
For those with HMO coverage from their employment but need additional protection, Health Care Access Lite is designed to provide just that on top of one’s existing health care plan or personal health fund. Health Care Access Lite includes life and insurance accident coverage up to PHP500,000. In addition, you can enhance the coverage of your plan with outpatient care, optical care, or dental care benefit by paying a small additional premium. Both plan types include a Longevity Health Fund, a lump sum cash benefit that can be access at 76 years old for future medical needs.
For more information on Health Care
Access, visit https://bit.ly/3xwunlp.
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